UniCare Life & Health Insurance Company has unveiled an innovative health insurance plan for Texas called Sound™, which caters to the unique needs of adults between the ages of 19 and 29. There are an estimated 1.2 million uninsured people between the ages of 19-29 in Texas. And nationwide, nearly half of all full-time workers in this age group lack employer-based health benefits. Sound™ has the potential to reduce the number of uninsured Texans, by offering affordable access to quality medical care. Between school and the beginning of their professional careers, "young invincibles" are often no longer covered by their parents' insurance policy and are less likely to have employer-provided health coverage. Statistics indicate these individuals have one of the highest uninsured rates in the nation. "Sound is designed with the lifestyle and attitude of the 'young invincible' in mind," said Mike Murphy, UniCare Regional Vice President for Individual and Small Group sales. The insurance plans are simplified, focusing on the benefits young people are looking for. There is an easy, online application and automated underwriting. "Too often young adults risk their financial futures by going without health insurance because they don't understand it or don't think they need it," said Murphy. "Sound™ provides affordable coverage for everyday preventive needs like doctor's visits as well as for situations that require hospitalization." Sign-up is available with the click of a mouse at http://www.soundhealth.com. If approved, applicants will be notified within minutes and can print out a flashy, colorful Sound identification card right on the spot. Once approved, coverage is effective immediately. No paperwork, no hassles. Applicants can choose from three different plans: Gravity Bender, Curb Jumper and The Cruiser. Premiums start as low as $68 a month, depending on the plan selected, age, medical history and where the applicant lives. Basic dental and vision benefits, traditionally sold as separate policies, are included with Sound�.UniCare is committed to increasing access to health insurance.
In December, UniCare introduced six new plans for individuals and families and three new plans for small businesses in Texas. For Individuals and FamiliesThe Individual FIT portfolio includes six different insurance plans with deductibles ranging from $500 to $5,000. Each FIT plan offers vital doctor, hospital and surgical coverage; first dollar preventive care, unlimited office visits with a $30 co-payment and drug benefits at in-network providers. "UniCare is pleased to offer affordable access to quality medical services at discounted fees with our new, easy to understand FIT plans," said Mark Gastineau, General Manager for Individual and Small Group at UniCare. "UniCare members benefit from our recognized record of reliability and may choose from an extensive network of independently contracted doctors, hospitals and surgical centers." For Small BusinessesAs health costs increase nationwide, nearly 50 percent of small businesses do not offer employer-sponsored health benefits. To help small business owners afford group health insurance, UniCare introduced its Small Group Pathways Plans. Three distinct Pathways insurance plans feature low premiums, first dollar accidental injury coverage and preventive care benefits, and unlimited office visits at in-network providers. With UniCare's Defined Contribution options as low as $30, budget conscious employers will know with certainty what their group health expenses will be each month. Further, the employer's share of the premium may be tax deductible. "UniCare understands the challenging economic times facing small businesses," said Gastineau. "Pathways is an affordable answer for small businesses who want to offer health insurance to their employees. The Defined Contribution option makes budgeting more predictable for the employer by taking the month-to-month variation out of group health care costs. The coverage not only protects employees from the costs of health emergencies, but helps to shield the employer from the costs associated with lost time and decreased productivity."
FIT and Pathways applications, eligibility and benefit information can be found at http://www.medequote.com.
UniCare Life & Health Insurance Company is a national operating subsidiary of WellPoint, Inc., the largest publicly traded commercial health benefits company in terms of membership in the United States.
UniCare can be found on the web at http://www.unicaresoundplans.com. Not all UniCare products are available in all states where UniCare is marketed. Insurance coverage is provided by UniCare Life & Health Insurance Company.
Thursday, December 14, 2006
Friday, November 03, 2006
UniCare Sound Eating Tips for Young Adults
If you’re a typical teenager, or young adult with parents who always nag you about what you eat, how you eat, when you eat or don’t eat, and the amount of junk food you consume, these comments will sound familiar to you. Give your parents a break, they are just doing their job. They want you to eat properly so you’ll develop, be healthy, and keep your moods balanced.
Your body needs certain nutrients to feel well as you go through each day. The most important meal is breakfast, even though it’s probably the most difficult for many teenagers. Breakfast is even more important if you aren’t eating lunch on a regular basis, and are waiting until after school or until dinner to eat
.
Your body needs a daily supply of protein, complex carbohydrates, and healthy fats to get the fuel it needs for energy and optimum health.
Protein is a primary component of our muscles, hair, nails, skin, eyes, and internal organs, especially the heart and brain. Protein is needed for growth, for healthy red blood cells, and much more. Protein foods include eggs, cheese, soy products (soymilk, tofu, miso, tempeh), fish, beans, nuts, seeds, chicken, turkey, beef, and pork. If you are interested in following more of a vegetarian diet, choose soy products, beans, and nuts to satisfy your protein needs.
Carbohydrates are our main source of energy and play an important role in the functioning of our nervous system, muscles, and internal organs. Carbohydrate foods include fruits, vegetables, whole grains, and beans. The foods you should eat in limited amounts are ones that contain sugar, such as packaged cookies, cakes, soda-these sugars are called simple carbohydrates; they have a negative effect on your blood sugar levels and your moods as well.
Fats are a form of energy reserve and insulation in your body, and can be burned to make energy when you don’t get enough from your diet. Fats transport nutrients such as vitamins A, D, E, and K through your body and fatty tissue protects your vital organs from trauma and temperature change.
Simply put, there are “good” fats and “bad” fats. The “bad” fats are called saturated fats and are found in animal products, meats, and dairy foods; they should be eaten in limited amounts. These fats solidify at room temperature. Hydrogenated fats, sometimes called “transfatty acids” are also bad fats that are known to lead to heart disease and cancer. These hydrogenated fats are used in many packaged baked goods and margarines.
The “good” fats include the Omega-3 and Omega-6 fatty acids. Deficiencies of Omega-3 fatty acids are linked to decreased learning ability, ADHD, depression, and dyslexia. These fats need to be obtained from your food. Good sources of the Omega-3’s are flax oil, ground flaxseed, cold water fish like salmon and fresh tuna, canola oil, walnuts, and pumpkin seeds. Other “good” fats to include in your diet are found in olive oil, avocados, and grapeseed oil.
Here are some ideas for healthy, quick and easy meals:
Breakfast
Soy shake-combine a cup of vanilla, chocolate, or plain soymilk (or use cow’s milk if you prefer) in a blender with ½ banana, 2 ice cubes and blend. Add 1 scoop of soy or whey protein powder-Spirutein is one brand of soy protein powder that comes in a variety of flavors. (Optional: add 1 tablespoon of ground flaxseed). If you start your day off by drinking this shake, you should notice an improvement in how you feel and function throughout the day.
Whole grain toast or bagel with peanut butter-the peanut butter should give you the protein you need to sustain your energy throughout the morning. c. Eggs-fried, scrambled, poached, or hard-boiled with whole grain toast; 1 or 2 eggs will provide you with a great protein source to begin your day and the whole grain toast gives you the carbohydrates for energy.
Oatmeal with chopped nuts and raisins, a sliced banana, or strawberries. For extra protein, add a scoop of peanut butter to the oatmeal.
Calcium fortified orange juice-drink this before your breakfast or along with it to get the added calcium and vitamin C.
Fresh fruit-it’s great to start your day with fresh fruit whenever possible-an orange, pear, strawberries, banana, watermelon, peaches, blueberries-combine your favorite fruit with a container of yogurt and add some granola for a delicious breakfast.
Lunch
Egg salad sandwich on whole wheat bread with lettuce and tomato
Veggie burger with all of the toppings that you would add to a regular hamburger
Tuna salad sandwich on whole grain bread or roll
Salad bar with a colorful variety of vegetables and chick peas or red kidney beans
Wrap with turkey, chicken, tofu, or cheese and vegetables
Vegetarian chili with tortilla chips
Tacos with lettuce, tomato, onions, and cheese
Black bean soup, lentil soup, vegetable soup
Veggie pizza or pizza with any of your favorite toppings
Dinner
Pasta with pesto sauce, tomato sauce, or with vegetables
Stir fry vegetables with tofu, shrimp, or chicken
Caesar salad with grilled shrimp or chicken
Broiled salmon with vegetables
Baked potato with vegetable topping or chili topping
Ravioli with meatballs and sauce
Chicken fajitas with guacamole and salsa
Your dinner choices are unlimited, and will depend on whether you or your parents are preparing your meal. Your goal in the beginning should be to eat a good breakfast and at least one other healthy meal each day. That meal should contain a good source of protein, fresh vegetables, and whole grains (e.g. brown rice, barley, millet, whole wheat, oats).
Make an effort to eat foods that don’t come prepackaged or prepared. Read the nutrition labels on the packaged foods you do eat so you can learn more about the food’s sodium and fat content, as well as the many ingredients that are contained in the packaged foods. If you can’t pronounce the ingredients on the label, chances are the food is not your best choice nutritionally.
Along with choosing and eating more healthy foods, begin to exercise each day for at least 10 to 15 minutes, unless you already have a physically active lifestyle. Before school, jump rope for a few minutes before leaving the house to get your blood moving, you’ll feel better and it will improve your ability to concentrate during the day. After school, jump and dance on an exercise trampoline while listening to music. This is a great way to get the blood circulating to your brain so you can better focus on your homework assignments. (You can purchase an exercise trampoline for about $20 at a large discount department store.)
Whatever physical activity appeals to you, make it part of your daily routine. It will lift your spirits and improve your moods. Combine the exercise with healthy, fresh foods and you’ll be surprised at how much better and more energetic you’ll feel. And when you do start to age like your parents, your body will be thankful that you nurtured and cared for it so well.
www.unicaresoundplans.com
Your body needs certain nutrients to feel well as you go through each day. The most important meal is breakfast, even though it’s probably the most difficult for many teenagers. Breakfast is even more important if you aren’t eating lunch on a regular basis, and are waiting until after school or until dinner to eat
.
Your body needs a daily supply of protein, complex carbohydrates, and healthy fats to get the fuel it needs for energy and optimum health.
Protein is a primary component of our muscles, hair, nails, skin, eyes, and internal organs, especially the heart and brain. Protein is needed for growth, for healthy red blood cells, and much more. Protein foods include eggs, cheese, soy products (soymilk, tofu, miso, tempeh), fish, beans, nuts, seeds, chicken, turkey, beef, and pork. If you are interested in following more of a vegetarian diet, choose soy products, beans, and nuts to satisfy your protein needs.
Carbohydrates are our main source of energy and play an important role in the functioning of our nervous system, muscles, and internal organs. Carbohydrate foods include fruits, vegetables, whole grains, and beans. The foods you should eat in limited amounts are ones that contain sugar, such as packaged cookies, cakes, soda-these sugars are called simple carbohydrates; they have a negative effect on your blood sugar levels and your moods as well.
Fats are a form of energy reserve and insulation in your body, and can be burned to make energy when you don’t get enough from your diet. Fats transport nutrients such as vitamins A, D, E, and K through your body and fatty tissue protects your vital organs from trauma and temperature change.
Simply put, there are “good” fats and “bad” fats. The “bad” fats are called saturated fats and are found in animal products, meats, and dairy foods; they should be eaten in limited amounts. These fats solidify at room temperature. Hydrogenated fats, sometimes called “transfatty acids” are also bad fats that are known to lead to heart disease and cancer. These hydrogenated fats are used in many packaged baked goods and margarines.
The “good” fats include the Omega-3 and Omega-6 fatty acids. Deficiencies of Omega-3 fatty acids are linked to decreased learning ability, ADHD, depression, and dyslexia. These fats need to be obtained from your food. Good sources of the Omega-3’s are flax oil, ground flaxseed, cold water fish like salmon and fresh tuna, canola oil, walnuts, and pumpkin seeds. Other “good” fats to include in your diet are found in olive oil, avocados, and grapeseed oil.
Here are some ideas for healthy, quick and easy meals:
Breakfast
Soy shake-combine a cup of vanilla, chocolate, or plain soymilk (or use cow’s milk if you prefer) in a blender with ½ banana, 2 ice cubes and blend. Add 1 scoop of soy or whey protein powder-Spirutein is one brand of soy protein powder that comes in a variety of flavors. (Optional: add 1 tablespoon of ground flaxseed). If you start your day off by drinking this shake, you should notice an improvement in how you feel and function throughout the day.
Whole grain toast or bagel with peanut butter-the peanut butter should give you the protein you need to sustain your energy throughout the morning. c. Eggs-fried, scrambled, poached, or hard-boiled with whole grain toast; 1 or 2 eggs will provide you with a great protein source to begin your day and the whole grain toast gives you the carbohydrates for energy.
Oatmeal with chopped nuts and raisins, a sliced banana, or strawberries. For extra protein, add a scoop of peanut butter to the oatmeal.
Calcium fortified orange juice-drink this before your breakfast or along with it to get the added calcium and vitamin C.
Fresh fruit-it’s great to start your day with fresh fruit whenever possible-an orange, pear, strawberries, banana, watermelon, peaches, blueberries-combine your favorite fruit with a container of yogurt and add some granola for a delicious breakfast.
Lunch
Egg salad sandwich on whole wheat bread with lettuce and tomato
Veggie burger with all of the toppings that you would add to a regular hamburger
Tuna salad sandwich on whole grain bread or roll
Salad bar with a colorful variety of vegetables and chick peas or red kidney beans
Wrap with turkey, chicken, tofu, or cheese and vegetables
Vegetarian chili with tortilla chips
Tacos with lettuce, tomato, onions, and cheese
Black bean soup, lentil soup, vegetable soup
Veggie pizza or pizza with any of your favorite toppings
Dinner
Pasta with pesto sauce, tomato sauce, or with vegetables
Stir fry vegetables with tofu, shrimp, or chicken
Caesar salad with grilled shrimp or chicken
Broiled salmon with vegetables
Baked potato with vegetable topping or chili topping
Ravioli with meatballs and sauce
Chicken fajitas with guacamole and salsa
Your dinner choices are unlimited, and will depend on whether you or your parents are preparing your meal. Your goal in the beginning should be to eat a good breakfast and at least one other healthy meal each day. That meal should contain a good source of protein, fresh vegetables, and whole grains (e.g. brown rice, barley, millet, whole wheat, oats).
Make an effort to eat foods that don’t come prepackaged or prepared. Read the nutrition labels on the packaged foods you do eat so you can learn more about the food’s sodium and fat content, as well as the many ingredients that are contained in the packaged foods. If you can’t pronounce the ingredients on the label, chances are the food is not your best choice nutritionally.
Along with choosing and eating more healthy foods, begin to exercise each day for at least 10 to 15 minutes, unless you already have a physically active lifestyle. Before school, jump rope for a few minutes before leaving the house to get your blood moving, you’ll feel better and it will improve your ability to concentrate during the day. After school, jump and dance on an exercise trampoline while listening to music. This is a great way to get the blood circulating to your brain so you can better focus on your homework assignments. (You can purchase an exercise trampoline for about $20 at a large discount department store.)
Whatever physical activity appeals to you, make it part of your daily routine. It will lift your spirits and improve your moods. Combine the exercise with healthy, fresh foods and you’ll be surprised at how much better and more energetic you’ll feel. And when you do start to age like your parents, your body will be thankful that you nurtured and cared for it so well.
www.unicaresoundplans.com
Monday, October 02, 2006
Introducing UniCare Sound
UniCare's Sound Health Plan is the perfect plan if you are single, between the ages of 18-40, and live in Illinois, or Texas. It is the perfect student health plan, the perfect plan while you are waiting for the next job, the perfect plan for when you are single, and it is real health insurance that limits your losses to the deductible.
Sound is Health coverage for your body, eyes, teeth. You know, the important stuff. Three simple health insurance plans, one just your flavor.Apply online, that's it. No catches, no wasted time.
Brought to you by your tight bud's at UniCare Health Insurance Company of the Midwest.
How Much you Could Save?
Sure, paying for health insurance is a pain. But not having it can hurt a lot more. Accidents and illness can happen even if you think you are invincible. You blow out a knee, or have appendicitis, your faced with a $30,000 hospital bill, but with Unicare Sound you will only pay $1,500 to $5,000 for the year depending on the plan you choose to get rid of that bill.
What's the Deal?
Here it is. Health insurance, straight up. Three plans. Same all-around coverage: preventive, emergency, Rx, eyes, teeth.
Compare Plans
See how much you can save. Pick the plan that fits. Then go play. The differences: What you pay, the deductible. We pay the rest at 100% with no hassles, or paperwork.
Gravity Bender...A.K.A. 5000
You live life on the edge, and happily go over it.
In network: unlimited doctor visits per year
$40 co-pay
Dental, Vision, Rx, ER, Preventative
$5,000 annual deductible
$67-$91 per month
Apply Online
Curb Jumper...A.K.A. 3000
Play hard. Play safe. You mix it up any which way.
In network: unlimited doctor visits per year
$40 co-pay
Dental, Vison, Rx, ER, Preventative
$3,000 annual deductible
$67-$91 per month
Apply Online
The Cruiser...A.K.A. 1500
A well-thought-out walk on the wild side is just your style.
In network: Unlimited doctor visits per year
$40 co-pay
Dental, Vision, Rx, ER, Wellness, Preventative
$1,500 annual deductible
$85-$114 per month
Apply Online
Sound is Health coverage for your body, eyes, teeth. You know, the important stuff. Three simple health insurance plans, one just your flavor.Apply online, that's it. No catches, no wasted time.
Brought to you by your tight bud's at UniCare Health Insurance Company of the Midwest.
How Much you Could Save?
Sure, paying for health insurance is a pain. But not having it can hurt a lot more. Accidents and illness can happen even if you think you are invincible. You blow out a knee, or have appendicitis, your faced with a $30,000 hospital bill, but with Unicare Sound you will only pay $1,500 to $5,000 for the year depending on the plan you choose to get rid of that bill.
What's the Deal?
Here it is. Health insurance, straight up. Three plans. Same all-around coverage: preventive, emergency, Rx, eyes, teeth.
Compare Plans
See how much you can save. Pick the plan that fits. Then go play. The differences: What you pay, the deductible. We pay the rest at 100% with no hassles, or paperwork.
Gravity Bender...A.K.A. 5000
You live life on the edge, and happily go over it.
In network: unlimited doctor visits per year
$40 co-pay
Dental, Vision, Rx, ER, Preventative
$5,000 annual deductible
$67-$91 per month
Apply Online
Curb Jumper...A.K.A. 3000
Play hard. Play safe. You mix it up any which way.
In network: unlimited doctor visits per year
$40 co-pay
Dental, Vison, Rx, ER, Preventative
$3,000 annual deductible
$67-$91 per month
Apply Online
The Cruiser...A.K.A. 1500
A well-thought-out walk on the wild side is just your style.
In network: Unlimited doctor visits per year
$40 co-pay
Dental, Vision, Rx, ER, Wellness, Preventative
$1,500 annual deductible
$85-$114 per month
Apply Online
Wednesday, August 16, 2006
UniCare Sound Tips
UniCare Sound has proven to be the hottest plan in Illinois, and Texas this year, here are a few tips to make sure it is the right plan for you.
1. You are an Illinois or Texas resident.
2. You are not currently taking any medications except for birth control.
3. You don't have any pre existing health conditions.
4. You want the selection of a ppo network
5. You want a plan that has integrated dental benefits
Go to www.medequote.com, or www.unicaresoundplans for more information.
1. You are an Illinois or Texas resident.
2. You are not currently taking any medications except for birth control.
3. You don't have any pre existing health conditions.
4. You want the selection of a ppo network
5. You want a plan that has integrated dental benefits
Go to www.medequote.com, or www.unicaresoundplans for more information.
Tuesday, August 01, 2006
Texas Sound Plans
The reception in Texas for UniCare sound plans designed for the 18-29 age bracket has been mothing less than phenomenal. UniCare sound is the right plan for young Texans. What is really amazing is that everyone is signing up for Sound regardless of age. Sound makes sense if you are single, healthy, and are between the ages of 1 to 64...pretty simple isn't it, Sound is good for almost everyone!
Saturday, July 29, 2006
UniCare Sound is UniCare's newest health plan targeted at the 18-29 year old demographic which has the largest amount of healthy uninsured's in the country.
The plans include dental, vision, prescriptions, unlimited doctor visits, emergency room, preventative health care, surgery, and hospitilization in one inexpensive package ranging from $60 to $114 per month. Prices are based on the zip code where you live, your age, and your sex.
The great thing about UniCare Sound is that it covers you from head to toe, this is real health insurance, not one of those of those skimpy student plans that leave you out on the lurch every time something happens.
We have had quite a few calls from students, and parents in Illinois, and Texas this Summer who want to get enrolled in the plan in anticipation of school this Fall. They feel the benefits of UniCare Sound are much better than what is offered at school.
UniCare Sound is very popular with young singles out of school. We have had people enroll from the ages of 8 to 55 so far! To qualify all you have to be is healthy, so lots of healthy older people have been jumping on the UniCare Sound bandwagon too.
UniCare Sound is one of the most important health plans introduced to this country in decades. Give us a call at 800-391-7469 for more information on whether UniCare Sound is the best health plan for you!
www.unicaresoundplans.com
The plans include dental, vision, prescriptions, unlimited doctor visits, emergency room, preventative health care, surgery, and hospitilization in one inexpensive package ranging from $60 to $114 per month. Prices are based on the zip code where you live, your age, and your sex.
The great thing about UniCare Sound is that it covers you from head to toe, this is real health insurance, not one of those of those skimpy student plans that leave you out on the lurch every time something happens.
We have had quite a few calls from students, and parents in Illinois, and Texas this Summer who want to get enrolled in the plan in anticipation of school this Fall. They feel the benefits of UniCare Sound are much better than what is offered at school.
UniCare Sound is very popular with young singles out of school. We have had people enroll from the ages of 8 to 55 so far! To qualify all you have to be is healthy, so lots of healthy older people have been jumping on the UniCare Sound bandwagon too.
UniCare Sound is one of the most important health plans introduced to this country in decades. Give us a call at 800-391-7469 for more information on whether UniCare Sound is the best health plan for you!
www.unicaresoundplans.com
Friday, July 28, 2006
UniCare Health Insurance
UniCare is part of the largest health insurance company in America, WellPoint which also owns operates 14 other BCBS affilates from California, to New York. The stability of being a WellPoint Company makes UniCare Health Insurance the most stable plan at renewal in the country. Low price increases have always been the hallmark of UniCare Health insurance.
In 1995, UniCare became the brand name for most of the WellPoint businesses operated outside of California. WellPoint acquired the group health and life business of Massachusetts Mutual Life Insurance Company's in 1996, and in 1997 acquired the group health and related life business of John Hancock Mutual Life Insurance Company". In early 2000, WellPoint acquired Rush Prudential Health Plans in Illinois. This acquisition brings together Rush Prudential and WellPoint's existing UniCare business, and enables UniCare to offer a broad array of products and services in Illinois ranging from traditional PPO products to HMO products.
UniCare is structured around WellPoint's unique Market Business Unit (MBU) concept. Each MBU is organized to serve specific customers and consists of a full-service organization with sales and service functions dedicated exclusively to meeting the needs of customers in a particular segment. The Unicare Sound Health Plan is an example of this philosophy, however they are organizing by demographic by going after the under 40 group, rather than geographic which they do with each Blue.
UNICARE's strategy is to offer a diversified mix of traditional managed care products while focusing on the development of new hybrid plans which take advantage of the best characteristics of traditional managed care and traditional open access models. The company will offer a continuum of managed health care plans which provide incentives to select more tightly managed plans. UniCare believes that it is better able to predict and control health care costs and provide greater patient choice. Members more needy of care are incented to select more intensively managed health care plans and members less needy of care are allowed to select plans with greater personal freedoms. Such plans are typically offered to provide greater control of care and access in exchange for additional cost-maintenance measures.
UniCare FIT, and UniCare Sound are examples of this strategy. Both products introduced in 2006 offer consumers a lot of choices that should fit any budget while still providing a benefit rich end solution.
WellPoint was aquired by the smaller Anthem Health in 2005 in what amounted to basically being a merger of the two giant companies to take advantage of operating efficiencies. UniCare Health Insurance will continue to grow in area's where UniCare is positioned to compete with the local BCBS competitor such as Texas, and Illinois.
UniCare is a very smart choice for consumers in Illinois, Texas, Michigan, and Virginia.
Please visit www.unicaresoundplans.com, www.medequote.com, and www.medequote.net for more information on UniCare health plans in your area.
In 1995, UniCare became the brand name for most of the WellPoint businesses operated outside of California. WellPoint acquired the group health and life business of Massachusetts Mutual Life Insurance Company's in 1996, and in 1997 acquired the group health and related life business of John Hancock Mutual Life Insurance Company". In early 2000, WellPoint acquired Rush Prudential Health Plans in Illinois. This acquisition brings together Rush Prudential and WellPoint's existing UniCare business, and enables UniCare to offer a broad array of products and services in Illinois ranging from traditional PPO products to HMO products.
UniCare is structured around WellPoint's unique Market Business Unit (MBU) concept. Each MBU is organized to serve specific customers and consists of a full-service organization with sales and service functions dedicated exclusively to meeting the needs of customers in a particular segment. The Unicare Sound Health Plan is an example of this philosophy, however they are organizing by demographic by going after the under 40 group, rather than geographic which they do with each Blue.
UNICARE's strategy is to offer a diversified mix of traditional managed care products while focusing on the development of new hybrid plans which take advantage of the best characteristics of traditional managed care and traditional open access models. The company will offer a continuum of managed health care plans which provide incentives to select more tightly managed plans. UniCare believes that it is better able to predict and control health care costs and provide greater patient choice. Members more needy of care are incented to select more intensively managed health care plans and members less needy of care are allowed to select plans with greater personal freedoms. Such plans are typically offered to provide greater control of care and access in exchange for additional cost-maintenance measures.
UniCare FIT, and UniCare Sound are examples of this strategy. Both products introduced in 2006 offer consumers a lot of choices that should fit any budget while still providing a benefit rich end solution.
WellPoint was aquired by the smaller Anthem Health in 2005 in what amounted to basically being a merger of the two giant companies to take advantage of operating efficiencies. UniCare Health Insurance will continue to grow in area's where UniCare is positioned to compete with the local BCBS competitor such as Texas, and Illinois.
UniCare is a very smart choice for consumers in Illinois, Texas, Michigan, and Virginia.
Please visit www.unicaresoundplans.com, www.medequote.com, and www.medequote.net for more information on UniCare health plans in your area.
Can married couples get UniCare Sound?
The UniCare Sound Health Plan was designed for young singles, but if you are married, you, and your spouse are eligible if you apply seperately. So if your counting that means two applications, one for you, one for your spouse.
If you have children, the UniCare Fit plan is designed for families, and no pun intended it would be the best fit for you. You can have as many immediate family members as you want on the same application, plus it is specifically designed for families.
If you are in your fifties, and the kids have left the house, the HSA Qualified programs are something you should take a look at. They are affordable, provide great coverage, and have a great tax advantage.
Anyway, back to UniCare Sound...these plans are perfect for young adults with an active lifestyle. Check out the ER benefit, you get hurt out there and you are handled without a lot of out of pocket expense.
For more information please visit www.unicaresoundplans.com
If you have children, the UniCare Fit plan is designed for families, and no pun intended it would be the best fit for you. You can have as many immediate family members as you want on the same application, plus it is specifically designed for families.
If you are in your fifties, and the kids have left the house, the HSA Qualified programs are something you should take a look at. They are affordable, provide great coverage, and have a great tax advantage.
Anyway, back to UniCare Sound...these plans are perfect for young adults with an active lifestyle. Check out the ER benefit, you get hurt out there and you are handled without a lot of out of pocket expense.
For more information please visit www.unicaresoundplans.com
Saturday, July 22, 2006
Sound Health planning market expansion in 2007
Sound health plans from UniCare should be able to expand coverage to as many as six new states in 2007. Word on where they are going to go first is being kept under wraps as they continue to expand the sister Tonik product into as many as 13 states by the end of 2006.
"I think they will concentrate on Anthem affilates first before they add more UniCare states. The top two states, Texas, and Illinois are already online, but more surprises will happen in 2007. Since Sound is an internet product that doesn't need any onsite sales support they can expand at will into markets they feel will provide growth in 2007." says John Berkowitz of www.unicaresoundplans.com
Berkowitz comments, "I have enver seen a product gain so much momentum by simply word of mouth, people from other states are always calling out office to see when it will be available where they live. You just don't see that type of response over a health insurance plan."
UniCare Sound, and it's sister BCBS Tonik are different because they are exploiting a niche that hasn't been dealth with well in the past, unisured's between 18-29. Sound is available to people between the ages of 1-65, but the marketing effort is firmly after the young invincible crowd. "Pretty smart marketing philosophy" says Berkowitz.
UniCare Sound plans are available at www.unicaresoundplans.com
BCBS Tonik plans are available at www.tonikhealthquotes.com
"I think they will concentrate on Anthem affilates first before they add more UniCare states. The top two states, Texas, and Illinois are already online, but more surprises will happen in 2007. Since Sound is an internet product that doesn't need any onsite sales support they can expand at will into markets they feel will provide growth in 2007." says John Berkowitz of www.unicaresoundplans.com
Berkowitz comments, "I have enver seen a product gain so much momentum by simply word of mouth, people from other states are always calling out office to see when it will be available where they live. You just don't see that type of response over a health insurance plan."
UniCare Sound, and it's sister BCBS Tonik are different because they are exploiting a niche that hasn't been dealth with well in the past, unisured's between 18-29. Sound is available to people between the ages of 1-65, but the marketing effort is firmly after the young invincible crowd. "Pretty smart marketing philosophy" says Berkowitz.
UniCare Sound plans are available at www.unicaresoundplans.com
BCBS Tonik plans are available at www.tonikhealthquotes.com
Monday, July 17, 2006
In Illinois UniCare Sound works well as student health insurance
UniCare Sound is the perfect health insurance plan for Illinois students. The plan provides coverage for Hospital, Surgical, ER, Unlimited Doctor Visits, Prescriptions, Dental and Vision. What get's everyone's attention is the low price per month which ranges between $60 - $114 per month depending on your age, sex, where you live, or are going to school. The price may be low but the coverage isn't compared to so called Illinois Student Health Insurance Plans.
Parents like the UniCare Sound Student plan because it provides a lot more coverage than is typically offered with school policies, and the large network gives nation wide coverage while traveling.
Illinois students like the fact that they are covered head to toe and can visit any emergency room. The unlimited $40 copay for doctor visits means that health care is now affordable when they have a problem. The dental plan pays 100% for checkups, and 80% for fillings! The vision provides for an $50 toward your eyes exam and deep discounts on contacts, and eyewear!
The UniCare Sound plan is the hottest thing to enter the Illinois Health Insurance market in the last decade! The plan is available in three different deductible, $1500, $3000, and $5000. All are 100% plans with out any coinsurance, and no hassles! Your yearly out of pocket for Hospitilization and Surgery equals your yearly deductible, everything else is first dollar coverage!
The application process is simple, apply online, or over the phone, the whole process takes less than 10 minutes, and a healthy person can be covered right away! Just click above to get a Texas health insurance quote for the UniCare Sound plan. It is the ideal Illinois Student Health Insurance Plan.
For more information just give us a call at 800-391-7469, ane we will give you a UniCare Sound Plan Quote.
Parents like the UniCare Sound Student plan because it provides a lot more coverage than is typically offered with school policies, and the large network gives nation wide coverage while traveling.
Illinois students like the fact that they are covered head to toe and can visit any emergency room. The unlimited $40 copay for doctor visits means that health care is now affordable when they have a problem. The dental plan pays 100% for checkups, and 80% for fillings! The vision provides for an $50 toward your eyes exam and deep discounts on contacts, and eyewear!
The UniCare Sound plan is the hottest thing to enter the Illinois Health Insurance market in the last decade! The plan is available in three different deductible, $1500, $3000, and $5000. All are 100% plans with out any coinsurance, and no hassles! Your yearly out of pocket for Hospitilization and Surgery equals your yearly deductible, everything else is first dollar coverage!
The application process is simple, apply online, or over the phone, the whole process takes less than 10 minutes, and a healthy person can be covered right away! Just click above to get a Texas health insurance quote for the UniCare Sound plan. It is the ideal Illinois Student Health Insurance Plan.
For more information just give us a call at 800-391-7469, ane we will give you a UniCare Sound Plan Quote.
Monday, July 10, 2006
UniCare Sound
UniCare Sound has turned out to be one of the most popular health plans introduced in decades! The phones are ringing off the hook with people calling in from all over the country trying to find out about UniCare Sound.
The reason for the excitement is the low prices coupled with the outstanding coverage. That's right for a fraction of the cost of other health plans UniCare Sound covers you completely from head to toe! The plan includes unlimited doctor visits, preventative care, emergency room, hospitalization, surgery, dental, and vison for only $60 to $114 per month! That's a pretty good deal when compared to any other health plan available!
Student love the plan because it is quite often much better and less expensive then what is offered by their schools. Parents love the plan because it is affordable, has low deductibles, no coinsurance, and is easy to use and understand. The plan is easy to apply for online, and acceptance can be immediate, which is great if you have been putting it off, and need health insurance tomorrow!
How much money can you save?
Ruptured appendix $25,000!!!
Reconstructive Knee Surgery $30,000!!!
Kidney Stone $15,000!!!
That is how much money it cost to get better, and if you don't have health insurance your access to care will be very limited. With Unicare Sound no matter what happens you will only pay the yearly deductible of $1500, $3000, or $5000, that's it! No coinsurance!
Don't go without health inurance another day, just give us a call at 800-391-7469 and get enrolled in the UniCare Sound plan today!
www.unicaresoundplans.com
www.medequote.com
www.medequote.net
The reason for the excitement is the low prices coupled with the outstanding coverage. That's right for a fraction of the cost of other health plans UniCare Sound covers you completely from head to toe! The plan includes unlimited doctor visits, preventative care, emergency room, hospitalization, surgery, dental, and vison for only $60 to $114 per month! That's a pretty good deal when compared to any other health plan available!
Student love the plan because it is quite often much better and less expensive then what is offered by their schools. Parents love the plan because it is affordable, has low deductibles, no coinsurance, and is easy to use and understand. The plan is easy to apply for online, and acceptance can be immediate, which is great if you have been putting it off, and need health insurance tomorrow!
How much money can you save?
Ruptured appendix $25,000!!!
Reconstructive Knee Surgery $30,000!!!
Kidney Stone $15,000!!!
That is how much money it cost to get better, and if you don't have health insurance your access to care will be very limited. With Unicare Sound no matter what happens you will only pay the yearly deductible of $1500, $3000, or $5000, that's it! No coinsurance!
Don't go without health inurance another day, just give us a call at 800-391-7469 and get enrolled in the UniCare Sound plan today!
www.unicaresoundplans.com
www.medequote.com
www.medequote.net
Thursday, July 06, 2006
UniCare Student Health Insurance
UniCare Sound is the perfect health insurance plan for Illinois, and Texas students. The plan provides coverage for Hospital, Surgical, ER, Unlimited Doctor Visits, Prescriptions, Dental and Vision. What get's everyone's attention is the low price per month which ranges between $60 - $114 per month depending on your age, sex, where you live, or are going to school. The price may be low but the coverage isn't compared to so called Illinois, or Texas Student Health Insurance Plans.
Parents like the UniCare Sound Student plan because it provides a lot more coverage than is typically offered with school policies, and the large network gives nation wide coverage while traveling.
Illinois, and Texas students like the fact that they are covered head to toe and can visit any emergency room. The unlimited $40 copay for doctor visits means that health care is now affordable when they have a problem. The dental plan pays 100% for checkups, and 80% for fillings! The vision provides for an $50 toward your eyes exam and deep discounts on contacts, and eyewear!
The UniCare Sound plan is the hottest thing to enter the Illinois, and Texas Health Insurance market in the last decade! The plan is available in three different deductible, $1500, $3000, and $5000. All are 100% plans with out any coinsurance, and no hassles! Your yearly out of pocket for Hospitilization and Surgery equals your yearly deductible, everything else is first dollar coverage!
For more information just give us a call at 800-391-7469, ane we will give you a UniCare Sound Plan Quote.
www.unicaresoundplans.com
www.medequote.com
www.medequote.net
Parents like the UniCare Sound Student plan because it provides a lot more coverage than is typically offered with school policies, and the large network gives nation wide coverage while traveling.
Illinois, and Texas students like the fact that they are covered head to toe and can visit any emergency room. The unlimited $40 copay for doctor visits means that health care is now affordable when they have a problem. The dental plan pays 100% for checkups, and 80% for fillings! The vision provides for an $50 toward your eyes exam and deep discounts on contacts, and eyewear!
The UniCare Sound plan is the hottest thing to enter the Illinois, and Texas Health Insurance market in the last decade! The plan is available in three different deductible, $1500, $3000, and $5000. All are 100% plans with out any coinsurance, and no hassles! Your yearly out of pocket for Hospitilization and Surgery equals your yearly deductible, everything else is first dollar coverage!
For more information just give us a call at 800-391-7469, ane we will give you a UniCare Sound Plan Quote.
www.unicaresoundplans.com
www.medequote.com
www.medequote.net
Tuesday, July 04, 2006
Sound means Independence from medical expenses
As we celebrate the birth of our country today on July 4th it is time to consider declaring your independence from medical bills by signing up for the Sound health plan from UniCare.
Ruptured appendix $27,000
ACL Surgery $33,000
Kidney Stone $11,000
Imitating a 4th of July Stunt you saw on JackAss? $5500
This is what it costs to get better if you don't have health insurance. The cost with a UniCare Sound health plan is a mere drop in the bucket. For $6o to $114 per month you can make sure that you get the best care available without mortgaging your financial future.
Declare your own financial independence by signing up for UniCare Sound.
www.unicaresoundplans.com
www.medequote.com
www.medequote.net
Ruptured appendix $27,000
ACL Surgery $33,000
Kidney Stone $11,000
Imitating a 4th of July Stunt you saw on JackAss? $5500
This is what it costs to get better if you don't have health insurance. The cost with a UniCare Sound health plan is a mere drop in the bucket. For $6o to $114 per month you can make sure that you get the best care available without mortgaging your financial future.
Declare your own financial independence by signing up for UniCare Sound.
www.unicaresoundplans.com
www.medequote.com
www.medequote.net
Wednesday, June 28, 2006
UniCare Sound Summer Health Tips
Staying healthy during the summer months requires more than just eating the right foods. Having the right health plan is a big contributor too! UniCare Sound is the perfect health plan for young active adults in Texas, and Illinois.
Below is a partial list of things to do that will help you stay cool and healthy during the hot summer months.
Below is a partial list of things to do that will help you stay cool and healthy during the hot summer months.
1. Drink plenty of water. It is very important to drink water. Your body needs water to prevent dehydration during warm summer days. Take special care to make sure infants and toddlers drink enough water. They can become dehydrated much more easily than adults.
2.If you have asthma or other respiratory problems, keep a careful watch on the daily air quality reports. Also, don't forget to take your inhaler or other medication with you when you go out.
3.Take a rest or nap. Don't push yourself beyond your physical limits.
4. Wear Sunscreen. Sunburn is painful and unhealthy. Use a sunscreen that is right for your skin.
5. Stay Cool. Wear light, loose-fitting clothing to help you stay cooler.
6. Wear Sunglasses. Sunglasses protect your eyesfrom the sun's UV rays.
7. Maintain your energy level by limiting your intake of fat and sugar; focus on carbohydrates, fruits and vegetables.
8. Before leaving for vacation pack a few items (calamine lotion, baking soda) that will help with itchy or painful insect bites.
10. If you have Allergies and plan to be traveling/vacationing, find out which plants will be pollinating in your vacation spot
Know your body. If you are feeling ill, see a doctor. An average of 400 people die each year in the United States due to extreme heat. UniCare Sound features a great emergency room benefit which allows you instant access at any emergency room. You also have unlimited copays for doctor visits which can come in handy when you are not feeling right.
The most important health tip we can give you for Summer is to keep the UniCare Sound Plan card in your wallet for the moments when life throws you a curve!
For more information on UniCare Sound plans visit us at www.unicaresoundplans.com
Monday, June 26, 2006
UniCare Sound and eating to stay healthy
One of the smartest thing's you can do to protect your health is sign up for the UniCare Sound Health Plan. The Sound plans covers your body, eye's, and teeth, you know the important things! The folk's at Sound also want to get the message out that prevention is key to good health. It all starts with eating healthier, getting exercise, and seeing your doctor for checkups.
A really good idea is to attempt to eat healthier. American's are not eating enough vegetable and fruits. evidence is mounting that the healthiest diets are loaded with plant foods (vegetables, fruits and beans) and short on animal foods (meat, fish, poultry and dairy products), especially those with a high fat content.
"A diet rich in fruits and vegetables plays a role in reducing the risk of all the major causes of illness and death," says Walter Willet, Head of the Nutrition Department at the Harvard School of Public Health.
To many people, vegetarian is a loaded word. It typically refers to people who never eat meat, fish or poultry for ethical, religious or health reasons. Vegans also avoid all dairy products and eggs. But scientists are more interested in how often - not whether - people eat animal foods. And much of their research points to the same conclusion: people should eat fewer animal foods and more plant foods, especially fruits and vegetables. Why? Here are 10 reasons - some related to health, some not.
1. Cancer
"The scientific base is very strong suggesting that fruits and vegetables are protective elements for all gastrointestinal cancers and all smoking-related cancers," says Tim Byers, professor of Preventive Medicine at the University of Colorado Health Sciences Center in Denver. That includes cancers of the lung, colon, stomach, mouth, larynx, esophagus and bladder. And a recent study found that lycopene - a carotenoid in tomatoes and tomato sauce - may protect against prostate cancer. It's not clear how fruits and vegetables may reduce cancer risk. It could be their phytochemicals - things like carotenoids, vitamins C and E, selenium, indoles, flavonoids, phenols and limonene. There is also evidence that high-fibre grains like wheat bran can reduce cancer risk. "Fibre has a beneficial effect in preventing colon cancer," says David Jenkins, a fibre expert at the University of Toronto. And pasta, rice and other grains can replace the animal foods - red meat, in particular - that may increase the risks of some cancers. "Men who eat red meat as a main dish five or more times a week have four times the risk of colon cancer of men who eat red meats less than once a month," says Edward Giovannucci of Harvard Medical School. Heavy red-meat eaters were also twice as likely to get prostate cancer in his study of 50,000 male health professionals. That's just one study. Looking at others, says Lawrence Kushi of the University of Minnesota, "the evidence is quite consistent that red meat is associated with a higher risk of colon - possibly prostate - cancer". But even lean red meat seems to increase the risk of colon cancer. "It could be the carcinogens created when meat is cooked or meat's highly available iron, or something else in meat," speculates Willett.
2.Heart disease
A plant-based diet with lots of fruits and vegetables can reduce the risk of heart disease. For the last 20 years, heart experts have emphasised cutting saturated fat and cholesterol intake, but plants may protect the heart in other ways. Among them: * Soluble Fibre: "To reduce your risk of heart disease, you may want to eat more beans, peas, oats, and barley," says Jenkins, because their "sticky" soluble fibre seems to help lower blood cholesterol. * Folic Acid: "The evidence that folic acid reduces the risk of heart disease is pretty strong," says Willet. Folic acid, a B-vitamin, lowers blood levels of a harmful amino acid called homocysteine. "And fruits and vegetables are a major source of folic acid," he adds.* Antioxidants: a growing body of evidence suggests that LDL ("bad") cholesterol damages arteries only when it has been oxidised (combined with oxygen). That's why researchers believe that antioxidants like vitamin E may protect the heart. And many of the phytochemicals in fruits and vegetables are antioxidants. * Squeezing Out Saturates: if you eat lots of plant foods, there's simply less room for the saturated animal fats that clog arteries.
3. Stroke
There's a lot of evidence showing that fruits and vegetables are beneficial for reducing the risk of stroke," says Willet. For example, in a 20-year study of 832 middle-aged men, the risk of stroke was 22 per cent lower for every three servings of fruits and vegetables the men ate each day. Again, no one's sure if it's the potassium, magnesium, fibre or other components of fruits and vegetables that prevent arteries from clogging in the brain.
4. Diverticulosis & Constipation
High-fibre grains - especially wheat bran - can help prevent constipation. That's not trivial in a country like the US that spends millions a year on laxatives. Diverticulosis is also common. About 30 to 40 per cent of people over 50 have it, though most have no symptoms. Others experience bleeding, constipation, diarrhea, flatulence, pain, or diverticulitis (that's when the pouches - or diverticula - that form in the walls of the colon get inflamed). "In our studies, it's clear that fibre both from bran and from fruits and vegetables is protective," says Willet. Men who ate the least fibre (13 grams or less a day) were almost twice as likely to get diverticulosis as men who ate the most fibre (at least 32 grams of fibre a day).
5. Other diseases
Plant-rich diets may prevent other illnesses:* Macular Degeneration: a carotenoid called lutein - which is found mostly in leafy greens - may help prevent the deterioration of the retina that causes blindness in older people. "In our study, people who ate spinach or collard greens two to four times a week had half the estimated risk of macular degeneration compared with those who ate them less than once a month," says Johanna Seddon of Harvard Medical School. * Neural Tube Defects: folic acid supplements can reduce the risk of spina bifida and other neural tube birth defects. Folic acid from foods (mostly fruits and vegetables) may also cut the risk. * Diabetes: "We found a lower risk of adult-onset diabetes in people who ate more whole grains," says Willet.
6. Safer food
Some of the deadliest food-borne illnesses enter the body via animal foods. "Ground beef is the most likely source of E. Coli 0157:H7. Poultry carry Salmonella and Campylobacter, and the consumption of raw shellfish has caused infection with Vibrio vulnificus," says David Swerdlow of the Centers for Disease Control in Atlanta. Any raw food - including fruits or vegetables - can carry harmful bacteria. "For example, recent outbreaks of Salmonella have been associated with cantaloupe, tomatoes and alfalfa sprouts," says Swerdlow. But meat, seafood and poultry are the most likely culprits in food-borne illness.
7. The environment
"Our eating habits have a tremendous effect on the planet," says Jenkins. "Eating animals wouldn't harm the environment if it were done on a much smaller scale," explains Alan Durning, Director of North-west Environment Watch in Seattle. "Modern meat production involves intensive use - and often misuse - of grain, water, energy and grazing areas," says Durning. He cites the following examples: * Water pollution: the manure and sewage from stockyards, chicken factories, and other feeding facilities can pollute water supplies. * Air pollution: thirty million tons of methane - a gas that contributes to global warning - comes from manure in sewage ponds or heaps. * Soil erosion: nearly 40 per cent of the world's - and more than 70 per cent of US - grain production is fed to livestock. For each pound of meat, poultry, eggs and milk we produce, farm fields lose about five pounds of topsoil. * Water depletion: an estimated half of the grain and hay that's fed to beef cattle is grown on irrigated land. It takes about 390 gallons of water to produce a pound of beef.
* Energy Use: it takes almost ten times more energy to produce and transport livestock than vegetables. * Overgrazing: about 10 per cent of the arid West of the US has been turned into a desert by livestock. But some of that land couldn't be used for much else. "That's why my argument isn't for vegetarianism, but for people to reduce the consumption of animal products," maintains Durning.
8. Cost
Sure, you can spend $7.99 a pound on mesclun or other gourmet foods. But from squash to sweet potatoes, most plants are a downright bargain. And the lower price of plants shows up when you eat out. On Chinese, Indian, and most other restaurant menus, the vegetarian selections are usually cheaper than the meat, seafood and poultry.
9.Animal welfare
It's unpleasant to think about, but before we slaughter them, the animals we eat are often raised and transported under inhumane conditions.
10. Taste
The number-one reason for eating a plant-rich diet is that it tastes good. The five vegetables that Americans eat most are French fries, tomatoes (mostly as sauce or ketchup), onions, iceberg lettuce, and other potatoes. But if most Americans shrink the meat, seafood and poultry on their dinner plates, they - or many of their favourite restaurants - wouldn't know what to replace them with. You have to go to ethnic restaurants to get interesting plant-based dishes. It's no coincidence that ethnic restaurants know how to make vegetable dishes taste good. "Fortunately, there's a wealth of experience around the world because almost all traditional diets are plant-based," says Willet. Yet many Italian, Mexican and other ethnic restaurants have become so Americanised that their vegetables have been largely replaced by meat and cheese. And that's a shame. In Asian and Mediterranean cuisines, cooking fruits and vegetables is an art form. The Italians don't put tremendous amounts of meat and cheese on pizza, for example. I had a thin-crust pizza at a traditional restaurant recently with no cheese - just fresh basil, tomatoes and garlic. It was totally wonderful!
www.unicaresoundplans.com
www.medequote.com
www.medequote.net
A really good idea is to attempt to eat healthier. American's are not eating enough vegetable and fruits. evidence is mounting that the healthiest diets are loaded with plant foods (vegetables, fruits and beans) and short on animal foods (meat, fish, poultry and dairy products), especially those with a high fat content.
"A diet rich in fruits and vegetables plays a role in reducing the risk of all the major causes of illness and death," says Walter Willet, Head of the Nutrition Department at the Harvard School of Public Health.
To many people, vegetarian is a loaded word. It typically refers to people who never eat meat, fish or poultry for ethical, religious or health reasons. Vegans also avoid all dairy products and eggs. But scientists are more interested in how often - not whether - people eat animal foods. And much of their research points to the same conclusion: people should eat fewer animal foods and more plant foods, especially fruits and vegetables. Why? Here are 10 reasons - some related to health, some not.
1. Cancer
"The scientific base is very strong suggesting that fruits and vegetables are protective elements for all gastrointestinal cancers and all smoking-related cancers," says Tim Byers, professor of Preventive Medicine at the University of Colorado Health Sciences Center in Denver. That includes cancers of the lung, colon, stomach, mouth, larynx, esophagus and bladder. And a recent study found that lycopene - a carotenoid in tomatoes and tomato sauce - may protect against prostate cancer. It's not clear how fruits and vegetables may reduce cancer risk. It could be their phytochemicals - things like carotenoids, vitamins C and E, selenium, indoles, flavonoids, phenols and limonene. There is also evidence that high-fibre grains like wheat bran can reduce cancer risk. "Fibre has a beneficial effect in preventing colon cancer," says David Jenkins, a fibre expert at the University of Toronto. And pasta, rice and other grains can replace the animal foods - red meat, in particular - that may increase the risks of some cancers. "Men who eat red meat as a main dish five or more times a week have four times the risk of colon cancer of men who eat red meats less than once a month," says Edward Giovannucci of Harvard Medical School. Heavy red-meat eaters were also twice as likely to get prostate cancer in his study of 50,000 male health professionals. That's just one study. Looking at others, says Lawrence Kushi of the University of Minnesota, "the evidence is quite consistent that red meat is associated with a higher risk of colon - possibly prostate - cancer". But even lean red meat seems to increase the risk of colon cancer. "It could be the carcinogens created when meat is cooked or meat's highly available iron, or something else in meat," speculates Willett.
2.Heart disease
A plant-based diet with lots of fruits and vegetables can reduce the risk of heart disease. For the last 20 years, heart experts have emphasised cutting saturated fat and cholesterol intake, but plants may protect the heart in other ways. Among them: * Soluble Fibre: "To reduce your risk of heart disease, you may want to eat more beans, peas, oats, and barley," says Jenkins, because their "sticky" soluble fibre seems to help lower blood cholesterol. * Folic Acid: "The evidence that folic acid reduces the risk of heart disease is pretty strong," says Willet. Folic acid, a B-vitamin, lowers blood levels of a harmful amino acid called homocysteine. "And fruits and vegetables are a major source of folic acid," he adds.* Antioxidants: a growing body of evidence suggests that LDL ("bad") cholesterol damages arteries only when it has been oxidised (combined with oxygen). That's why researchers believe that antioxidants like vitamin E may protect the heart. And many of the phytochemicals in fruits and vegetables are antioxidants. * Squeezing Out Saturates: if you eat lots of plant foods, there's simply less room for the saturated animal fats that clog arteries.
3. Stroke
There's a lot of evidence showing that fruits and vegetables are beneficial for reducing the risk of stroke," says Willet. For example, in a 20-year study of 832 middle-aged men, the risk of stroke was 22 per cent lower for every three servings of fruits and vegetables the men ate each day. Again, no one's sure if it's the potassium, magnesium, fibre or other components of fruits and vegetables that prevent arteries from clogging in the brain.
4. Diverticulosis & Constipation
High-fibre grains - especially wheat bran - can help prevent constipation. That's not trivial in a country like the US that spends millions a year on laxatives. Diverticulosis is also common. About 30 to 40 per cent of people over 50 have it, though most have no symptoms. Others experience bleeding, constipation, diarrhea, flatulence, pain, or diverticulitis (that's when the pouches - or diverticula - that form in the walls of the colon get inflamed). "In our studies, it's clear that fibre both from bran and from fruits and vegetables is protective," says Willet. Men who ate the least fibre (13 grams or less a day) were almost twice as likely to get diverticulosis as men who ate the most fibre (at least 32 grams of fibre a day).
5. Other diseases
Plant-rich diets may prevent other illnesses:* Macular Degeneration: a carotenoid called lutein - which is found mostly in leafy greens - may help prevent the deterioration of the retina that causes blindness in older people. "In our study, people who ate spinach or collard greens two to four times a week had half the estimated risk of macular degeneration compared with those who ate them less than once a month," says Johanna Seddon of Harvard Medical School. * Neural Tube Defects: folic acid supplements can reduce the risk of spina bifida and other neural tube birth defects. Folic acid from foods (mostly fruits and vegetables) may also cut the risk. * Diabetes: "We found a lower risk of adult-onset diabetes in people who ate more whole grains," says Willet.
6. Safer food
Some of the deadliest food-borne illnesses enter the body via animal foods. "Ground beef is the most likely source of E. Coli 0157:H7. Poultry carry Salmonella and Campylobacter, and the consumption of raw shellfish has caused infection with Vibrio vulnificus," says David Swerdlow of the Centers for Disease Control in Atlanta. Any raw food - including fruits or vegetables - can carry harmful bacteria. "For example, recent outbreaks of Salmonella have been associated with cantaloupe, tomatoes and alfalfa sprouts," says Swerdlow. But meat, seafood and poultry are the most likely culprits in food-borne illness.
7. The environment
"Our eating habits have a tremendous effect on the planet," says Jenkins. "Eating animals wouldn't harm the environment if it were done on a much smaller scale," explains Alan Durning, Director of North-west Environment Watch in Seattle. "Modern meat production involves intensive use - and often misuse - of grain, water, energy and grazing areas," says Durning. He cites the following examples: * Water pollution: the manure and sewage from stockyards, chicken factories, and other feeding facilities can pollute water supplies. * Air pollution: thirty million tons of methane - a gas that contributes to global warning - comes from manure in sewage ponds or heaps. * Soil erosion: nearly 40 per cent of the world's - and more than 70 per cent of US - grain production is fed to livestock. For each pound of meat, poultry, eggs and milk we produce, farm fields lose about five pounds of topsoil. * Water depletion: an estimated half of the grain and hay that's fed to beef cattle is grown on irrigated land. It takes about 390 gallons of water to produce a pound of beef.
* Energy Use: it takes almost ten times more energy to produce and transport livestock than vegetables. * Overgrazing: about 10 per cent of the arid West of the US has been turned into a desert by livestock. But some of that land couldn't be used for much else. "That's why my argument isn't for vegetarianism, but for people to reduce the consumption of animal products," maintains Durning.
8. Cost
Sure, you can spend $7.99 a pound on mesclun or other gourmet foods. But from squash to sweet potatoes, most plants are a downright bargain. And the lower price of plants shows up when you eat out. On Chinese, Indian, and most other restaurant menus, the vegetarian selections are usually cheaper than the meat, seafood and poultry.
9.Animal welfare
It's unpleasant to think about, but before we slaughter them, the animals we eat are often raised and transported under inhumane conditions.
10. Taste
The number-one reason for eating a plant-rich diet is that it tastes good. The five vegetables that Americans eat most are French fries, tomatoes (mostly as sauce or ketchup), onions, iceberg lettuce, and other potatoes. But if most Americans shrink the meat, seafood and poultry on their dinner plates, they - or many of their favourite restaurants - wouldn't know what to replace them with. You have to go to ethnic restaurants to get interesting plant-based dishes. It's no coincidence that ethnic restaurants know how to make vegetable dishes taste good. "Fortunately, there's a wealth of experience around the world because almost all traditional diets are plant-based," says Willet. Yet many Italian, Mexican and other ethnic restaurants have become so Americanised that their vegetables have been largely replaced by meat and cheese. And that's a shame. In Asian and Mediterranean cuisines, cooking fruits and vegetables is an art form. The Italians don't put tremendous amounts of meat and cheese on pizza, for example. I had a thin-crust pizza at a traditional restaurant recently with no cheese - just fresh basil, tomatoes and garlic. It was totally wonderful!
www.unicaresoundplans.com
www.medequote.com
www.medequote.net
UniCare Sound issue's colorful I.D. Cards
One of the most interesting marketing aspects of the Sound Health Plan form UniCare is the ability to print up an ID card immediately after being accepted. This is a great thing, but the fact that you choose your own color is a pretty neat piece of marketing. Sound is currently the only health plan in the country that has this kind of feature and it is more popular than you think. What it does is make a statement every time you pull it out. It always starts a conversation which is a great way to spread information about the plan by word of mouth. Health insurance has been traditionally a boring, stodgy, serious type of thing, but it doesn't have to be that way. Sound is marketed in lighthearted manner that speaks the same language as the majority of it's target market.
The marketing may be lighthearted, but the plan is rock solid in it's foundation, it has everything a person needs to stay healthy and of course get better if they fall ill, or are injured. The whole idea is to make sure that young people feel comfortable with the plan. Being comfortable breeds trust, and making the Sound Health plan benefit rich, affordable, hip, and cool, is luring young people without health insurance back into the health care system.
The 18-29 age group is the largest group of people without health insurance, bringing them back into the system is what Sound Health plans are all about. www.unicaresoundplans.com
The marketing may be lighthearted, but the plan is rock solid in it's foundation, it has everything a person needs to stay healthy and of course get better if they fall ill, or are injured. The whole idea is to make sure that young people feel comfortable with the plan. Being comfortable breeds trust, and making the Sound Health plan benefit rich, affordable, hip, and cool, is luring young people without health insurance back into the health care system.
The 18-29 age group is the largest group of people without health insurance, bringing them back into the system is what Sound Health plans are all about. www.unicaresoundplans.com
Friday, June 23, 2006
UniCare Sound Plans in Demand
UniCare Sound Plans have proven to be so popular that people in states where the plan is not available have been calling to find out when the plan will expand into their state. We get a lot of call's from Michigan residents who want to have access to the same type of health care benefits residents of Illinois, and Texas are now getting.
For residents of those other states, the wait won't be too much longer, WellPoint plans to keep rolling the plan out under the Sound /Tonik label in a progressive fashion. Colorado, and Nevada were the latest states to gain access to the plan. Wisconsin, Missouri, Ohio, Indiana, Michigan, Virginia, New York, Connecticut, Maine, Georgia, Kentucky, New Hampshire, and Ohio should all have the plan available in the near future. Overall the plan should available in most states withing the next couple of years.
"I have been in this business for 18 years" says John Berkowitz of www.unicaresoundplans.com
"I have never seen a health insurance product that has created this type of buzz, and excitement nationally before, it is quite remarkable!"
The great thing about Sound is it gives a person everything they need in health coverage for a very affordable price. There is no reason to go without health insurance anymore because it cost's too much. "I think the biggest reason young single people go unisnured is cost, and access to information, they understand this product, it isn't confusing, there are only three options, and all three are affordable" say's Berkowitz. "If you keep the choices simple, tailor it demographically, put a hip wrapper on it, it makes it easier to market.
For residents of those other states, the wait won't be too much longer, WellPoint plans to keep rolling the plan out under the Sound /Tonik label in a progressive fashion. Colorado, and Nevada were the latest states to gain access to the plan. Wisconsin, Missouri, Ohio, Indiana, Michigan, Virginia, New York, Connecticut, Maine, Georgia, Kentucky, New Hampshire, and Ohio should all have the plan available in the near future. Overall the plan should available in most states withing the next couple of years.
"I have been in this business for 18 years" says John Berkowitz of www.unicaresoundplans.com
"I have never seen a health insurance product that has created this type of buzz, and excitement nationally before, it is quite remarkable!"
The great thing about Sound is it gives a person everything they need in health coverage for a very affordable price. There is no reason to go without health insurance anymore because it cost's too much. "I think the biggest reason young single people go unisnured is cost, and access to information, they understand this product, it isn't confusing, there are only three options, and all three are affordable" say's Berkowitz. "If you keep the choices simple, tailor it demographically, put a hip wrapper on it, it makes it easier to market.
Monday, June 19, 2006
Student Health Insurance and UniCare
The UniCare Sound Plan is a perfect fit for students in Illinois, and Texas. The plan is a step up from what you usually get as a student, and in many cases it cost's less too. Once you are your parents insurance this the plan you want to have.
The reasons are pretty simple, Rx, ER, Unlimited Doc visits, Dental, Vison, and low out of pocket with no coinsurance is very attractive to young singles. The plan is specifically designed for the 18-29 age group, but it's a good fit for singles well into their 40's.
When you think it might cost you $40,000 if you blow out your knee if you don't have insurance, the small premium of $60 -$114 per month based on your age and where you live is a nice hedge against disaster.
UniCare Sound health plans are available at www.unicaresoundplans.com
The reasons are pretty simple, Rx, ER, Unlimited Doc visits, Dental, Vison, and low out of pocket with no coinsurance is very attractive to young singles. The plan is specifically designed for the 18-29 age group, but it's a good fit for singles well into their 40's.
When you think it might cost you $40,000 if you blow out your knee if you don't have insurance, the small premium of $60 -$114 per month based on your age and where you live is a nice hedge against disaster.
UniCare Sound health plans are available at www.unicaresoundplans.com
Sunday, June 18, 2006
UniCare Sound in Illinois is affordable health insurance
UniCare's new Sound health program targeted at the young uninsured's in Illinois is a very affordable and comprehensive health insurance plan. The plan fit's in well with what the state of Illinois is trying to do, and that is to make sure that every resident of the state has health insurance. It is a pretty ambitous goal but the state of Illinois legislature is working toward a public/private partnership that would make sure no resident is without health insurance.
Where UniCare Sound fits in is affordability. An Illinois resident can get full quality coverage from $60 to $114 that includes Rx, dental, vision, preventative, ER, and doc visits. "That is a pretty complete package", says John Berkowitz of Medequote. The Chicago based agency which is licensed in Illinois, Texas, and Michigan, all key UniCare states, is poised to start enrolling young people in a lot of new ways. "We of course are trying to get the word out on the internet, and UniCare will start advertising in the media some time this year, but we just might take this product directly to the streets and colleges so we can explain the benefits of having affordable health insurance. Really there is no reason a young person should go without coverage when the price per month is less than it takes to go watch the Cub's for the afternoon with your girlfriend.
We need to get the point across that having health insurance, particularly UniCare Sound, is a smart, and cool thing to do. We want to make health coverage a status symbol."
"Many student's forget that when they graduate they are no longer covered by their parent health plan," say's Berkowitz. "We need to get the word out that there is affordable health coverage availble immediately when you graduate that you can continue till you get a job with full benefits."
UniCare Sound health plans are available at www.unicaresoundplans.com
Where UniCare Sound fits in is affordability. An Illinois resident can get full quality coverage from $60 to $114 that includes Rx, dental, vision, preventative, ER, and doc visits. "That is a pretty complete package", says John Berkowitz of Medequote. The Chicago based agency which is licensed in Illinois, Texas, and Michigan, all key UniCare states, is poised to start enrolling young people in a lot of new ways. "We of course are trying to get the word out on the internet, and UniCare will start advertising in the media some time this year, but we just might take this product directly to the streets and colleges so we can explain the benefits of having affordable health insurance. Really there is no reason a young person should go without coverage when the price per month is less than it takes to go watch the Cub's for the afternoon with your girlfriend.
We need to get the point across that having health insurance, particularly UniCare Sound, is a smart, and cool thing to do. We want to make health coverage a status symbol."
"Many student's forget that when they graduate they are no longer covered by their parent health plan," say's Berkowitz. "We need to get the word out that there is affordable health coverage availble immediately when you graduate that you can continue till you get a job with full benefits."
UniCare Sound health plans are available at www.unicaresoundplans.com
Saturday, June 17, 2006
UniCare Sound an answer for Texas's 1.2 million uninsured's
The state of Texas has around 1.2 million unisured's between the ages of 18-29. That is a phenomenal number, and enough people to populate a major market city. That major market city would have a pretty poor economy if it existed, and social services would be non existant. Imagine an entire city without insurance coverage? Pretty grim picture isn't it, well that scenario lies hidden among the population of Texas. UniCare Sound Plans were designed to address that need for affordable Texas health insurance.
Since the unisnsured are spread out across the population, and not just in one place the problem is mitigated by the insured's paying into the system to balance things out. the more people that join the health care system the less expensive, and more benefit rich it becomes.
Sound Health plans are targeted at Texas' 1.2 million uninsureds between the ages of 18-29, and offer a truly original approach to health care coverage starting 2-1-2006.
"Sound is a great, affordable, hip, easy to understand and includes preventive, emergency and pharmacy benefits. These young invincibles can choose from the Gravity Bender, Curb Jumper and The Cruisers," says UniCare Premier Agent John Berkowitz.
According to the insurance industry, young adults have the highest rate of being uninsured (about 29 to 39 percent) because they tend to be those who are no longer being covered by parents insurance plans and are just starting new careers that are less likely to have insurance or health plans offered by employers.
Berkowitz has many reasons why he is actively promoting the plan, including the simplicity of the application process. "It only takes a few minutes to apply for a plan, that's it, plus UniCare make's it a fun process as they cater to the sensibilities of the younger demographic. You can even choose the color of your ID card which is pretty cool, yes a simple choice like that makes a difference, and that is why the UniCare Sound Plan is so popular.
The Sound online application and the UniCare Sound Plan system has taken weeks even months off the traditional average underwriting process. Berkowitz comments that not all cases will go as smoothly as the examples mentioned; the process varies for each individual. the average time to complete an application is seven minutes, and if the client is healthy they can be issued, and have a health card in their hand in only a few minutes.
UniCare of Texas is a great company Berkowitz notes, they actually care about consumers and treat them well after the sale, the customer service is excellent with UniCare. the plans are available at www.unicaresoundplans.com
Since the unisnsured are spread out across the population, and not just in one place the problem is mitigated by the insured's paying into the system to balance things out. the more people that join the health care system the less expensive, and more benefit rich it becomes.
Sound Health plans are targeted at Texas' 1.2 million uninsureds between the ages of 18-29, and offer a truly original approach to health care coverage starting 2-1-2006.
"Sound is a great, affordable, hip, easy to understand and includes preventive, emergency and pharmacy benefits. These young invincibles can choose from the Gravity Bender, Curb Jumper and The Cruisers," says UniCare Premier Agent John Berkowitz.
According to the insurance industry, young adults have the highest rate of being uninsured (about 29 to 39 percent) because they tend to be those who are no longer being covered by parents insurance plans and are just starting new careers that are less likely to have insurance or health plans offered by employers.
Berkowitz has many reasons why he is actively promoting the plan, including the simplicity of the application process. "It only takes a few minutes to apply for a plan, that's it, plus UniCare make's it a fun process as they cater to the sensibilities of the younger demographic. You can even choose the color of your ID card which is pretty cool, yes a simple choice like that makes a difference, and that is why the UniCare Sound Plan is so popular.
The Sound online application and the UniCare Sound Plan system has taken weeks even months off the traditional average underwriting process. Berkowitz comments that not all cases will go as smoothly as the examples mentioned; the process varies for each individual. the average time to complete an application is seven minutes, and if the client is healthy they can be issued, and have a health card in their hand in only a few minutes.
UniCare of Texas is a great company Berkowitz notes, they actually care about consumers and treat them well after the sale, the customer service is excellent with UniCare. the plans are available at www.unicaresoundplans.com
Thursday, June 15, 2006
Understanding the UniCare Sound Plan Doc visit benefit
The unlimited Dr office benefit sets Unicare Sound health plans apart from many others. Most low cost health plans cut corners by applying everything to the deductible, or giving you as little as two visits per year. That isn't enough if you get sick, really sick. In fact if you aren't covered for Doc visits it is going to cost a lot of money to get rid of that persistant cough, or to clear up your face.
With the Sound Health plan from UniCare you only pay $40 for a doctor visit as long as you stay in the network, and everything else is at a 100%, that even includes your preventative visits as well so you can stay healthy!
Having your yearly check up is important, especially for you ladies out there who are much more dilligent about it than us guys. You know what it means to blow your two Doc visits on physicals and not have any left for the rest of the year, it sucks. With UniCare you don't have to worry because you are covered from head to toe, With UniCare Sound Health plans you truly are on the road to invincibility.
Another reminder for all of you is to stay in network, make sure you go to the website to look up providers, you don't want to be out of network with any plan because your copays won't work, and that defeats the purpose of the plan. The great thing though about the UniCare Sound Plan is the huge networks which give you so much choice in Texas, and Illinois. You can easily find any type of specialist, or general practicioner you need to help solve your problem.
If you are in the Champaign-Urbana area going to UI you will fond that just about every provider in the area is in the UniCare network. It makes a great choice for a student health plan.
To enroll in the plan just go to www.unicaresoundplans.com
With the Sound Health plan from UniCare you only pay $40 for a doctor visit as long as you stay in the network, and everything else is at a 100%, that even includes your preventative visits as well so you can stay healthy!
Having your yearly check up is important, especially for you ladies out there who are much more dilligent about it than us guys. You know what it means to blow your two Doc visits on physicals and not have any left for the rest of the year, it sucks. With UniCare you don't have to worry because you are covered from head to toe, With UniCare Sound Health plans you truly are on the road to invincibility.
Another reminder for all of you is to stay in network, make sure you go to the website to look up providers, you don't want to be out of network with any plan because your copays won't work, and that defeats the purpose of the plan. The great thing though about the UniCare Sound Plan is the huge networks which give you so much choice in Texas, and Illinois. You can easily find any type of specialist, or general practicioner you need to help solve your problem.
If you are in the Champaign-Urbana area going to UI you will fond that just about every provider in the area is in the UniCare network. It makes a great choice for a student health plan.
To enroll in the plan just go to www.unicaresoundplans.com
UniCare Sounds off to hot start
UniCare Sound health plans are off to a hot start in Illinois, and Texas. The plans are a big hit with younger adults, especially students and their parents who love the affordable health insurance.
When you're young, shelling out money to buy health insurance probably isn't a big priority, or even though much about. UniCare however feels that young singles will be drawn to the Sound health plan and the program will drastically reduce the number of uninsured young people in Illinois, and Texas. the marketing is the key as it appeals to a younger demographic to put them at ease. John Berkowitz of Medequote comments "It's just like getting a person to go to the dentist, you want to make them as comfortable as possible so they get used to the idea and it becomes habit. Good health care practices are a habit, and a great way to start is with the Sound Health Plan from UniCare available at www.unicaresoundplans.com
UniCare recently unveiled the health plan targeted at young single adults that includes Medical, Dental, Vision, Unlimited Doctor Copay, Prescription Card, Emergency Room Copay, 100% coverage after your deductible, $5 million of coverage for about $60 - $114 per month in Illinois, about 20% higher in Texas.
Sound is designed to lure back the younger segment into the system by offering benefit rich plans at a very low price.
If you are in the 20 - 45 age group this is the first plan you need to consider because there is nothing on the market like it for the affordable price.
UniCare has the reputation for giving consumers a break, the Sound health product is just another example of the type of company they are.
When you're young, shelling out money to buy health insurance probably isn't a big priority, or even though much about. UniCare however feels that young singles will be drawn to the Sound health plan and the program will drastically reduce the number of uninsured young people in Illinois, and Texas. the marketing is the key as it appeals to a younger demographic to put them at ease. John Berkowitz of Medequote comments "It's just like getting a person to go to the dentist, you want to make them as comfortable as possible so they get used to the idea and it becomes habit. Good health care practices are a habit, and a great way to start is with the Sound Health Plan from UniCare available at www.unicaresoundplans.com
UniCare recently unveiled the health plan targeted at young single adults that includes Medical, Dental, Vision, Unlimited Doctor Copay, Prescription Card, Emergency Room Copay, 100% coverage after your deductible, $5 million of coverage for about $60 - $114 per month in Illinois, about 20% higher in Texas.
Sound is designed to lure back the younger segment into the system by offering benefit rich plans at a very low price.
If you are in the 20 - 45 age group this is the first plan you need to consider because there is nothing on the market like it for the affordable price.
UniCare has the reputation for giving consumers a break, the Sound health product is just another example of the type of company they are.
UniCare Sound Blog
This is a blog that was created to answer questions and provide discussion for UniCare's new Sound Health Plan product. The plan which was initially designed for single consumers 18-29 years of ages is enjoying popularity by healthy consumers into their 50's.
What we want to do here is act as an information center for the product. Since this blog is sponsored by a licensed insurance agency. www.unicaresoundplans.com we can actually answer questions about the product you purchased online. By collecting the answers to the most common questions this blog will serve as a resource to the consumers who have chosen the UniCare Sound Plan as their health insurance plan.
www.medequote.com
What we want to do here is act as an information center for the product. Since this blog is sponsored by a licensed insurance agency. www.unicaresoundplans.com we can actually answer questions about the product you purchased online. By collecting the answers to the most common questions this blog will serve as a resource to the consumers who have chosen the UniCare Sound Plan as their health insurance plan.
www.medequote.com
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